Giving you choice
Borrowing Capacity
Watch how Homepay loans have helped others access generous borrowing capacity for their first home.
Borrowing Capacity
Watch how Homepay loans have helped others access generous borrowing capacity for their first home.
Borrowing Capacity
Watch how Homepay loans have helped others access generous borrowing capacity for their first home.
How does it work?
01
Let’s get started!
Choose a Homepay-accredited builder, secure your Homepay loan through a licenced mortgage broker and pay your deposits as normal. It’s time to get your dream build ready for construction!
02
Build with 12 months of paused repayments
Your construction loan repayments are paused for up to 12 months on build AND land.
This helps you manage the transition from your current home to your new build with reduced financial overlap. Any interest from this period is simply added to your loan and repaid over the remaining loan term as normal, it’s as simple as that.
This can help avoid the strain of funding your existing mortgage and a new construction loan at the same time.
03
Completion and rent commencement
Move into your new home once construction is complete. After the 12-month pause ends, normal repayments commence.
Plus if your builder finishes in under 12 months from loan settlement, you can choose to start your repayments earlier or continue to use the full 12 month pause! The choice is yours!
Giving you time for what matters most
Homepay gives you choice
Influencers Collab
Share information on a previous project here to attract new clients.
How does Homepay work?
01
Let’s get started!
Choose a Homepay-accredited builder, secure your Homepay loan through a licenced mortgage broker and pay your deposits as normal. It’s time to get your dream build ready for construction!
02
Build with 12 months of paused repayments
Your construction loan repayments are paused for up to 12 months on build AND land.
This helps you manage the transition from your current home to your new build with reduced financial overlap. Any interest from this period is simply added to your loan and repaid over the remaining loan term as normal, it’s as simple as that.
This can help avoid the strain of funding your existing mortgage and a new construction loan at the same time.
03
Completion and rent commencement
Move into your new home once construction is complete. After the 12-month pause ends, normal repayments commence.
Plus if your builder finishes in under 12 months from loan settlement, you can choose to start your repayments earlier or continue to use the full 12 month pause! The choice is yours!
Homepay Accredited Builders
Homepay loans can be used to build with any Homepay Accredited Builder. This ensures the builder has been independently audited and reviewed to provide you with confidence the builder can deliver:
-
High-quality builds
-
Industry leading build times
-
Strong financial solvency
Explore our Homepay Accredited Builders below. We are regularly reviewing new builders so check back for updates.
©
2024
Homepay | All Rights Reserved
This content is not legal, financial or credit advice and should not be relied upon as such. Homepay (Aus) Pty Ltd (ABN 51 655 094 876) recommends seeking independent professional advice before making any financial decisions. Homepay loans are offered by Origin MMS, a division of Columbus Capital Pty Ltd (AFSL and ACL 337303). Homepay (Aus) Pty Ltd is not a related entity to Columbus Capital Pty Ltd. Please see full disclaimer.
With Homepay, you can pause your mortgage repayments for up to 12 months while you build. A stress free path to building your new home or investment property.
Designed by Studio Nua
Build with Confidence
Homepay Accredited Builders
Homepay loans can be used to build with any Homepay Accredited Builder. This ensures the builder has been independently audited and reviewed to provide you with confidence the builder can deliver:
-
High-quality builds
-
Industry leading build times
-
Strong financial solvency
Explore our Homepay Accredited Builders below. We are regularly reviewing new builders so check back for updates.
Giving you time for what matters most
Second Home Buyers
Share information on a previous project here to attract new clients.
Borrowing Capacity
Share information on a previous project here to attract new clients.
Who Funds Homepay?
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How Safe is Homepay?
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Understand the Steps
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Build with Confidence
Homepay
Accredited Builders
(Text needed here). At Homepay we’re people and lifestyle-focused. Our 'Build Now, Pay Later' and 'Build with Confidence' package combine to offer a smarter way to achieve the Australian dream while still allowing you to maintain your lifestyle.
Explore our Homepay Accredited Builders below.
